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Terms of Use & Disclaimer

Last updated: August 2026

The product

The Storm-Ready Home is a digital book (PDF) sold and delivered through Gumroad. Your purchase is a personal, non-transferable license to read, print, and use the files for your own household. Please don't redistribute, resell, or post the files publicly.

Refunds

Seven days, no questions asked. Reply to the delivery email within seven days of purchase and the full price will be refunded. You keep the files.

Informational purposes only

The book and this website provide general preparedness information for households. They are not medical, legal, engineering, financial, or insurance advice, and are not a substitute for the instructions of your local emergency officials. In an emergency, call 911 and follow the direction of authorities.

No guarantee of outcome

Disasters are inherently unpredictable. No book, checklist, or preparation can guarantee safety, prevent loss, or assure any particular insurance or assistance outcome. Figures cited in the book and on this site describe historical program data and do not promise any award, payment, or result in your case. You are responsible for decisions you make and actions you take, including any construction, purchase, or evacuation decision.

Limitation of liability

To the fullest extent permitted by law, the author and publisher disclaim all liability for any loss, damage, injury, or expense arising from the use of, or reliance on, this website or the book. Your sole and exclusive remedy is the refund described above.

Sources and government material

Figures are cited to their issuing documents. Works of the United States Government are reproduced under 17 U.S.C. § 105. No agency of the United States Government has endorsed, reviewed, or is affiliated with this book or this website.

Third-party services

Checkout, payment, and file delivery are provided by Gumroad under Gumroad's own terms. Links to external sites are provided for convenience; we are not responsible for their content or availability.

Changes

These terms may be updated from time to time. The date above reflects the latest revision.

Contact

Questions: reply to your purchase receipt or free-packet email, or use the contact option on our Gumroad product page.